Communism Of The West - Part Two

The Credit Snob - Part Two

The easy credit good life has a new phenomenon. The Credit Card Snob.

Maybe it was some deep running fear, guilt or knowledge that the day would come when it was time to pay the piper. Who knows? But the defense mechanism seemed to be from La La Land. These people actually made out that they were doing well in life. Living the life of a fat cat banker while earning a standard or minimum wage. I have watched and listened to them. Yes, even people I know. It was an incredible if not bizarre experience because it felt as if I was watching my own Prediction of ‘Mass Mental Breakdown’ in realtime. These people had the feel good factor. They were made to feel rich and well heeled. Money makes the world go round and they made it spin. But I knew I was only witnessing the first part of the phenomena. This was the ‘Upside’. Maybe a credit card is useful as an emergency tool for some people, but to hold lots of them and juggle payments paying one off another is a limited practice as well as a stupid one. It’s called Mounting Up Debt’. Paying their mortgage off a credit card in a futile attempt to hang on to their unaffordable mortgage and shore up their false image definitely hints at a loss of reality. Financial Suicide sounds about right. In some tragic cases however it has led to Physical Suicide.

We have now reached the point where can see the false image and lifestyle fraying at the edges as easy flow credit dries up and payment of huge debts are demanded. Although some are speaking openly of their financial woes, others are desperately still trying to maintain the ‘well off’ image. Not only are they adding to the stress, but they are clinging on to a log which is heading toward the waterfall a short way down the river. It feels safe now but they fail to see the big picture of what lies ahead.

It’s said that ‘The truth will come in the wash’. So I wondered how many of these nouveau riche would handle it when they had maxed out their credit. I must admit that I never expected the credit boom to continue as long as it did. In fact I was a bit flummoxed to be honest and began to wonder if I was wrong. Maybe these people knew some magical mathematical formula that I was unaware of. Maybe there was a world conspiracy against me. You can have as much credit as you want on one condition.. Don’t tell that Levi shite bag the secret of free money. Worse still, what about my Predictions of a September Cash Crash? No wonder people were having a right old laugh. September grew closer yet people were still spending like there was no tomorrow. There was no sign of money drying up. The economy was booming and house prices still sky rocketing.

Woe is me Thought I. I’ve seriously cocked things up this time. Maybe Precognition had deserted me. Time to don the old laughing stock hat thought I. Such was the power of this particular illusion of the PTB. Facts and figures backed up by TV and Press. Further strengthened and enforced by countless poli-ticks and expert talking heads grinning like the cat who got the cream. Yep. I’d definitely got this one wrong. I was so sure too.

But before paranoia gripped me, the dam broke. So it was no surprise when I began to see the change in peoples Psychic Readings concerning money and relationship problems caused by the lack of thereof. The old ripple effect. Each blaming the other for reckless spending. Then I realized how the general trend of people’s Tarot spreads had begun to change a few years earlier especially concerning house moves which I will explain in a minute.

‘Greedy buggers, serves themselves right’ you might say. This is not true in many cases but I agree it is in some, because a large section of folks became very selfish during their imaginary prosperous times. The feel good factor boosted their egos and their pretend image. They began to believe their own hype. Indeed, even some of you may have fallen into the same trap. If you are aware you did, then that’s good. If you did and still refuse to believe the reality and things will magic themselves better.. that’s bad. That train of thought will lead to utter disaster and damage beyond repair.

Truth is simply this. The people were hoodwinked. The PTB slackened the rules to purposely create a mountain of toxic debt. Those who were refused credit before suddenly got it. No problem. Once the first credit card was approved, the flood gates were opened as other companies rammed more offers down peoples throats. People who were normally poor so to speak or in the low earning bracket, and could never hope to own the things they wanted like others could afford. The giant flat screen HD ready TV, new carpets furniture, clothes, holidays etc. So it’s human nature that if you offer the means to allow them to acquire such things they are going to take your arm off. To fulfill a ‘Need’ or “Want’ is a human thing and it’s therapy with some people. But it didn’t stop there. This gravy train was a runaway one that the PTB purposely allowed to get out of control.

I began to smell a rat and it wasn’t a politician for once. I started hearing of people buying new houses and new cars too. People who I knew could never afford them or should I say the huge mortgages they were taking out to jump on the buy and sell market. Where did the find the deposit? Deposit? What Deposit!

Now I’m in bloody Disney land says I as I shook my head in disbelief. However, it all became clear when I learnt of the 120+% mortgage they had opted for. Yet another new made up phenomena like the ‘Credit Crunch’ where all this BS eventually ended. I mean 120+%! Whoever heard of such a thing. I always thought you couldn’t go higher than 100% unless you were talking in 1000’s of something. But 100% of a 1000 is still a 1000. If you develop the ability of lateral thinking or stepping out of the situation for a clearer view, it will leave you gobsmacked on many occasions because it can be hard to digest what you are witnessing. Not ‘Seeing’... ‘Witnessing’. There’s a difference believe me. Then you are forced to throw ‘Common Sense’ out of the window in order to grasp a vague understanding of events.

You see these new houses I was visiting, the luxury furnishings I sat on in front of the giant flat screen HD ready TV blah blah blah, the flash brand new cars I was shown and so on made me realize why the 120+% mortgage was born. The extra 20% was to furnish their little palaces. They were in debt up to their neck yes, but that’s not it. They had in fact built themselves a ‘Prison’ without bars albeit a comfortable one. You see my friends, and maybe you are one of the many who were suckered into this planned giant debt trap. Now that the friendly face of those credit entities has turned ugly, now that the niceties have turned to ‘We want our money back or we will take everything off you’ threats, you begin to come back down to Earth. When the bullying telephone calls become relentless to the point where you fear answering your telephone, you begin to think ‘Did I have some sort of mental breakdown’? ‘What was I thinking of. What was I doing’ Was I in fairyland? Er.. yes you was. But on the bright side at least you can now see that you have been had and begin to regain your sanity and act.

Even if jobs were still stable which they are not, many are realizing that they cannot pay the huge debts they now hold. Their new home has become a prison because the biggest slice of their salary now goes to paying off the good times debt and that mortgage which is fast leaving them in ‘Negative Equity’ as house prices begin to fall. That is unless you believe the poli-ticks and their propaganda media organs who tell you prices have increased. They refuse to inform us however, just who these lucky people are who sold their house for more than it was worth. Nor will they comment which part of the country this magic mini housing boom against all odds is taking place. Yet in the next breath we hear the same poli-ticks bleating about banks and building societies not lending enough money or approving new mortgages.

You really can lose your mind listening to this kind of disinformation drivel. It’s on the increase now to an unacceptable degree where one news item totally contradicts the other so it’s normal to think you are losing the plot. It’s a nice sunny day tonight isn’t it not!

On top of that is the fact that the greed merchants have done away with the 2 million percent mortgage scam. Now it’s back to the old days where a hefty deposit is required. Even if you have the deposit, it’s a bad decision to buy right now because this time next year you ill find yourself in negative equity unless you have found a real cheap bargain.

No doubt some people will make this rash decision because of the British obsession to become a house owner. They somehow think the housing boom will take off again so they are not taking any risks and getting on the property ladder while they can. It’s a panic reaction which they will regret before they know it.

House prices have become over inflated to silly money proportions. It’s now a catch 22 situation.

A 80K house is now going for 200K. Many now have mortgages between 250K and 500K. That’s quarter of a million to half a million GB Pounds! And that it seems is regarded as average! Ok, during the boom you could afford that kind of money because of those 10 million % mortgages. Live in it for a year and sell at a profit. Good for them. But it’s partly due to that practice why prices skyrocketed to the dizzy heights we are seeing now. Greed ran amok throughout the nation and everybody wanted to jump on the bandwagon.

That’s what started this panic thing about getting on the property ladder while you can. A demand was created. It became like a Gold rush. Almost everybody caught Gold Fever while the rest of watched with open mouths because we new it would end in tears and it has done because heres the kicker.

Prices have gone into La La land and houses have become vastly overpriced. Fine. That was of course until the PTB moved the goalposts. The 50 million % mortgages have ceased to be and now a hefty deposit is required. When that 80k house was still 80K then it was manageable. But now it’s 200K. Almost quarter of a million quid. That’s a big deposit to find for the average person. The half million upwards bracket is a big problem now. That’s hell of a deposit to find even if two people are decent earners. But jobs are becoming unstable so it’s still a big gamble under the present climate. Even if you are self employed the danger is there. Consumers are not consuming because they can’t. The easy credit tap has been switched of. The housing boom has gone bust, leaving many people stuck with a hefty 70 million % mortgage on that house they hoped to sell a year later and make a profit.

Remember, I warned about what would happen and it did. I still get emails from people saying they wished they had listened. Well I wish it never happened in the first place but it did. So to alleviate any feelings of guilt or stupidity, remember that I didn’t believe my own Prediction either at the time so go figure.

The whole deal was a set up job by the Governments, Banksters and Elite NWO puppet masters.

No good crying over spilt milk though. So what will happen next? House prices will plummet. Here’s why and why it’s not a good time to buy at these prices. This time you don’t have to depend on the unsureness of a Prediction. You can see the reality and signs all around you. Just think ahead a little and use common sense.

Mortgage lenders now demand a deposit. They have also gone back to the old system where they assess your earnings to see how much you can afford. More than two thirds of the country cannot afford the prices as they stand now and nor will they get the mortgage anyway even if they do manage to scrape a deposit together. In fact if you take the amount of outstanding debt from the credit boom, then most of the country cannot afford or indeed get a hefty mortgage.

Hands up children. What is the bleeding obvious next step?

Correct! If you are stuck with a hefty mortgage and can’t sell your house, you have yourself an uncomfortable situation.

If you bought the house to sell for quick profit, hence the risk of taking out a big mortgage before the plug was pulled, you have damaging situation and probably sleepless nights as well.

If you are struggling to keep afloat hoping things will pick up because the liars in government say we are out of recession then question your sanity. Listen to the double talk if you won’t listen to old Levi.

We are out of recession (like hell) ---------- ‘But’ it will be a ‘long’ recovery.

Get the picture? When a poli-tick says the word ‘But’, it means there is a contradictory lie to follow.

In the next breath they are hinting at a ten year recovery. A few days later they sneak out more info and you hear that recovery may be harder than they originally thought. What do you think that little comment means? Why didn’t they say it the first place with their long recovery oxymoron? Are we to believe those in government are really so incompetent? Because it seems we hear similar mistakes and screw ups on a daily basis now. It’s too much of a coincidence and denies the laws of averages. So if they are genuinely incompetent why don’t we remove them from power? Physically if need be.

If you were incompetent at work, what would happen? You would be fired and replaced by someone else who could do your job competently. Likewise if you constantly lied.

So who made up these beliefs that a Poli-Tick is allowed to be incompetent, lie and be above the law?

I don’t see anything legally written stating that this is the case so therefore it’s an old wives tale. Nothing but Urban Legend that has been born because ‘The People’ have simply let them get away with murder.

So while they continue to feed at the trough and line their pockets, they have pulled the credit plug and left the people whom they are suppose to serve and protect in dire straights. Credit Crunch? Out of Recession? And now a long recovery whatever that means in lying Poli-Tick Speak. One thing you can guarantee, it’s something you are not going to like one little bit because it’s a mere hint that the worse is yet to come and they are hiding the worse news from you for now to buy themselves time to grab as much as they can before SHTF. (Shit Hits The Fan)

Meanwhile let us live in La La Land and pretend that the Poli-Ticks have seen the light. Hallelujah Brothers!Let’s believe they are repenting all their sins and are telling the truth instead and have at last decided to humbly serve us as they are suppose to do. Let us pretend that this is as bad as it gets and we are indeed on long road to recovery.

You will be a decade older and I’ll probably never see that day because in poli-tick speak that really means 20 years or so. And that my friends is the only reason we can be out of recession as they claim. Because we are in or entering a ‘Depression’.

Recession Depression who cares? None of them bode good for anybody so time to buckle down and ride it out until the revolution.

First thing to do in lean times is to unload payments. So let’s say your stuck with that mortgage and you now accept that house is not going to sell at todays inflated prices because it’s unaffordable and the deposit is beyond most people. The first thing you must accept is to forget any equity you thought you had and drop your price.

I know people who have gone against this advice only to deeply regret it later.

They listened to the talking heads on TV sugar coating bad and misleading news. I would sue them if I was a victim no kidding. There are legal grounds there. Unfortunately for most, they only listen to what they want to hear. To the rest of us this phenomena is very alarming and spine-chilling. Maybe we are seeing what I said years ago about mass mental breakdowns.

But anyway, some people clung to the belief that things were picking up and struggled. They fell behind with payments and repossession threats loomed. Now here’s common sense. If you are close to having your house repossessed, forget your imaginary equity because if you don’t, you will end up with nothing except a massive outstanding debt and stamp across credit record in big red letters saying ‘Do not lend this person any money ever’. Then your really fecked. A repo order is like a bank default. It will stick for at least six years and even then they can be hard to erase.

Do you really think they wipe the slate clean? Do you really think they destroy criminal records after six years? Of course not. Especially in this government obsessed age of obtaining your DNA and Biometric ID Cards they are continually trying to force on a reluctant public. And according to the Illuminati puppet PM Gordy Broon, everybody will have an ID Card by the end of 2010. We could take that with a pich of salt before but now we are almost three months into 2010. Read between the lines here.

Exactly what have the PTB got planned for us within the next Nine Months.

My Predictions will indeed give you more than hint that’s why I’m releasing the a little earlier.

But anyways, we must look at what is now. Many people could not let go of the greed factor when the money tap was switched off. They still hung out there in vain to try to make a profit rather than quit while the going was good and come out with a small profit or indeed none at all, but at least with their credit record intact until things pick up after the Bloody Revolution against Politicians, Bankers and their Elite Puppet Masters.

So the moral of this particular story is this.

Housing Market Depression

It is not the mortgage lenders who control and drive prices either up or down. It’s the people.

There are now countless more houses than buyers. A complete reversal from a few short years ago when houses couldn’t be built fast enough and indeed were sold before they were built. So if other houses are for sale near you, you have to compete because buyers are not exactly falling over each other anymore. You know you cannot carry on and there is more than a good chance you will lose the house anyway. So what is the logical thing to do? Drop your price to an affordable one. Yes it’s a tough call and a bitter pill to swallow. But remember that the equity you think your losing is imaginary. In fact it has disappeared entirely in some cases because many have found themselves in a negative equity situation where the mortgage is more that the worth of the house.

That’s why Americans are simply walking away from those situations. In some States they can quite legally do that and the bank cannot go after them. They can say ‘Up Yours Kilroy. Why should I pay you more money than the house is worth? The price has dropped since I bought it so I’m not playing or paying!’

Unfortunately in the UK, no such laws exist. We are stuck with it and the greed merchants will dog you to your grave to get their money. And I kid you not about the ‘grave’ thing either!

So many are already doing it. Not digging their grave but unloading their problem by slashing their prices before it’s to late and the lender takes the house back anyway then comes for your soul. And to those who still believe the latest lie that prices have increased by 0.2% and the market is picking up, then they are well and truly beyond and any kind of help and deserve everything they are now inviting. Even if true and the new found honesty phenomena of our politicians is real, the figure is no big deal. It’s totally meaningless. Prices are falling in realtime because people are cutting their prices in order to sell and survive.

So if you are a buyer, do not buy yet because before this year is out you will see either a housing crash or the clear signs of one as the nation mass defaults on payments.

On the other hand. Maybe it’s your fate and Karma is ready to even the score and financially ruin you.

A Fool And His Money Are Easily Parted.

No wonder some people are becoming nasty. You encounter them on the road in towns in fact everywhere and the numbers are growing. Taking their frustration out of everybody else because they know it’s inevitable that the flash snob ‘Look at me’ car they drive now will be repossessed sooner rather than later when they can no longer make the payments. Same with their giant 2 million % mortgages. How the mighty are falling as the illusional lifestyle boom begins to disintegrate. I think most people will eventually shrug things off and accept the good times are over and it was nice while lasted. Time to keep the old nose to the grindstone and begin the uphill slog of paying the piper and endless interest. Or better still, tell them you will pay the original debt but not their never ending interest. Failing that, don’t pay anything and tell them to do their worse.

Better still, let’s have revolution of mass civil disobedience until they agree to wipe the slate clean. Bring the country to a grinding halt either until wages go up to meet rising costs or bring prices down. There is another hint for you because prices will go up not down. It’s all part of the grand scheme my friends as you will soon see. None of this financial mess is an accident. If it is, then lets seek out those responsible and deal with them big time as warning to the other snakes who are effecting innocent lives.

Even a nine year old can point out where the present system will end but it seems those entities in power haven’t clicked just yet. I think that sooner rather than later they are in for a very rude and frightening awakening. Not only in this country either. The are pushing the boat out too far and too fast.

Unfortunately, (and I personally know some) there are those who have become addicted to their new lifestyle. They cannot or will not let go. They try every trick in the book to squeeze more credit at ridiculous interest rates. It gets worse though. When that stream dries up they then begin borrowing of friends and family. They lie in order to get more money so they can cling to their false image. I think that qualifies as a money addict or an ego addict. Maybe both because it’s all new to me. The sad thing is their personality begins to change and they fall out with anyone who tries to talk sense into them. Then the inevitable depression sets in. Medication follows and so do the side effects.

Their are more people on happy pills than I first thought and that was a good percentage of the population. No wonder people don’t give a monkey’s what’s happening to them or the country. No wonder they smirk and belittle anyone who can see. They have begun to class every hard truth as a conspiracy and everyone who tries to explain otherwise is a raving looney while hiding the fact that they actually doped up to the eyeballs on happy pills. That’s the part that really sticks in my craw. Hypocrisy gets deep under my skin.

It really is beginning to feel like living amongst spaced out zombies. Laid back and unruffled about the avalanche about to engulf them. Don’t worry about them though because the Tooth Fairy will rescue them soon and make everything better and whisk them off to fairy land. So leave them in their cosy little fantasy world as long as they can hold in there and hide from cold reality.

And mark my words, they don’t have much longer in happy pill land.

Mass Personal Bankruptcies?

Personal bankruptcies are at an all time high! How times they are a changing. The word Bankruptcy used to be a taboo word and the insolvent person was reduced the social standing of a pariah. Now it’s a shrug of the shoulders decision. The rules used to be strict on ex bankrupt victims but not anymore because the government has relaxed those rules too so it’s no big deal these days although many keep it to themselves.

Most people now have negative credit records so you can bet that those rules will be relaxed next. After all, how can money lenders stay in business if they don’t lend money. They have painted themselves into a corner by giving their clients negative credit ratings for falling behind on payments or defaulting and so on. It’s called ‘Biting the hand that feeds you’.

Having said that. Don’t hold your breath. The system has to crash long before that happens.

I still struggle to grasp how the amounts of credit card debts some people have. When they eventually open up and talk of 30K to 90K and beyond it’s scary. This is credit card and loan debt folks, not including Mortgage and car payments. Not long ago some of these same people couldn’t even secure a few hundred pound loan so what gives? How they sleep at night baffles me unless they are on medication of course and totally numb to reality.

It’s all part of the grand scam. Build you up then whip the carpet from under your feet.

Do you really think that banks carried on lending then discovered one morning that they were broke? They must have known at least as long as I did because I was warning of September 2008 for a year or so before and I know nothing of the world of finance as they do. Not to mention my ‘Remember remember the 8th of September ditty every month leading up to it. If they didn’t know beforehand then I am more expert than all of them put together and should be put in charge of the Bank Of England forthwith and with immediate effect before the same incompetents grind our economy into the ground. Because that is the next step of their plan.

Won’t happen though, me being in charge, because they are not incompetent by a long shot. They knew exactly what they were doing then and are doing now. You wouldn’t give a thief the key to your home would you? Or trust a secret to a gossip. Nor would you lend your life savings to a gambling pauper if you knew you would never get it back. You know this simple common sense exercise. Your instinct makes you practice it yet your not a banker or financial expert. So we can safely assume that not only did they know the people they were throwing money at were not only a bad credit risk, they knew those people didn’t stand a cat in hells chance of paying the money back. They knew damn well they would lose it. But they also knew that the loss wouldn’t be as bad as is made out because along the road to ruin, much interest would be extracted first to balance things out.

Puzzling yes. But when the same practice extended to major purchases like a house....

Then it either becomes a complete enigma or a very cunning plan.

A money lender can afford losses of a few hundred or thousand here and there. Doesn’t bother them because they reaping never ending interest off everybody else anyway. Lending is usury. It’s money for old rope, money for nothing because you are paying interest forever or until you can afford to squash the original debt. Short of winning the lottery or an inheritance, the goal is unreachable for the average person.

So the reasoning becomes really vague when the same principal is extended to hundreds of thousands needed to purchase a house. We’ve seen it in America and it’s happened here too but the news is kept buried here. Maybe buried is the word. Falsified is better. The bad news is ignored and swapped for fantasy like prices are going up although nobody in the country seems to know where this miracle is happening.

There is something in the air. Stay vigilant. See how shifty the MPs are becoming. You can see by their attitude and body language that they know something you don’t and they are worried because they know you will find out when the hammer falls. They regard the people as their enemy and they know you will see this fact shortly and are worried how the masses will react against them.

Take the latest insanity by Gordy Broon. Now he’s sticking his nose into a Union dispute with British Airways.He’s calling the strike action ‘Deplorable’. This is rich coming from an entity who has not only lied to the Iraq inquiry buy flew to Iraq the day after and lied to the troops by promising the equipment he has blocked since he was chancellor. Sorry, he didn’t ‘promise’ he ‘Pledged’. That means forget it because the equipment will not materialize.

Now this mouth twitching mentally warped piece of scum is blatantly attempting to break a Union of Workers. This illegal unelected PM is clearly challenging anyone who thinks he is not a NWO advocate.

Once the workers Unions are broken that’s it folks. Game set and match.

A workers Union is exactly that. A UNION. It is one of the last bastions of freedom were workers can strike for better conditions or more money to meet rising costs. If MP’s can give themselves salary rises then working people have the same right.

A PM has no right to interfere with this action. Especially one who is ruining the country and can’t even organize a piss up in brewery.

This is blatant New World Order gestapo speak and this shit bag should be taken out once of all. That goes for the rest of the traitors who have infiltrated this government and others.

I pray the day is near when you wake up one day and see through the facade. See them as do. And when you do my friends, you will explode with anger. You will remove and punish them for their crimes and treachery against you. Once you see past their expensive suits and false titles you will what really lies beneath. The lowest form of creature who doesn’t deserve to share the same air as us.

Let me finish with this little riddle.

Why the feck are you paying National Insurance? Soon you will wonder the hell you are paying tax too!

National Insurance is a contribution to your pension so the government can look after you after a lifetime of work for them and paying taxes to them. It’s also an insurance if anything goes wrong which prevents you from working. Now these entities in government are saying that relatives should pay half of the upkeep of the old and infirm and the government the other half.

It really is very hard to believe there is an election looming because this drivel is hardly going to endear any voter to them. Open your eyes and see what I’m trying to show you. Can anyone out there stand up and say that we are being led to destruction by a group of entities who are clearly mentally ill?

The creatures in power now will not be around soon yet still they are trying to push yet another freedom robbing law through to tax Broadband? That’s how simple it looks now but soon you find that this is the beginning of total control of the internet.

You see what I mean? More money demands. Utilities next, then petrol then food and anything else you need to get by. Everything going up except wages. Does that seem like someone trying to win an election to you?They know they are done. They are simply getting all the bad stuff out there so the next bunch of scumbags can come into power and enforce them. Yes folks.. the dreaded Tory rule is almost back because that is the will of their elite masters who own them.

No wonder people are emigrating in droves. I think I will be joining them. The majority of the population may have forgotten what they were like but I certainly haven’t. If you think the present bunch of muppets are sleazy fiddling Bens, you ain’t seen nothing yet. Prepare for hell on Earth you Brits because that’s what’s coming to a town near you.

Next time I’m going to introduce you to the new currency called the Amero because I think the crash of the US Dollar is closer than thought. That this crash is being done on purpose and why.

On The Wind - Levi

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